Personal Car Finance
Finance for new and used cars for personal use.
Tailored personal, vehicle, equipment and business finance solutions for individuals and businesses across Australia.
Melbourne-based • Australia-wide service • Personal support from enquiry to settlement
From your next car to business equipment, working capital and commercial property, we help you explore finance options suited to your goals.
Finance for new and used cars for personal use.
Cars, utes, vans and other vehicles used in your business.
Finance for business equipment — from machinery to coffee machines, medical or beauty equipment, printers and office assets.
Funding solutions designed to support business cash flow, working capital and growth.
Finance for commercial property purchases, investment and business premises.
LT Financials is a Melbourne-based finance brokerage providing personal car, commercial vehicle, equipment, business and commercial property finance solutions across Australia.
With over 11 years of finance industry experience and access to a broad panel of lenders, we help our clients navigate the lending process with confidence — from initial enquiry through to settlement.
We understand that every client's circumstances are different. Whether you're a PAYG employee, self-employed, a sole trader, company or trust, we take the time to understand your needs and find a finance solution suited to your circumstances.
Over 11 years in the finance industry helping clients achieve their goals.
Access to a broad panel of banks and specialist lenders Australia-wide.
We look beyond the rate to find a structure suited to your circumstances.
We move quickly and keep things simple from enquiry through to settlement.
We remain available to help even after your finance is in place.
Tell us about the vehicle or equipment you're looking to finance and your circumstances.
We assess your needs and explore suitable finance options from our lender panel.
We prepare and manage your application, keeping you updated throughout the process.
Once approved and documents are complete, we coordinate settlement so you can get moving.
We have access to a broad panel of specialist lenders and finance providers, helping us explore options suited to a wide range of circumstances.

























Selected accredited lending partners. Lender availability and eligibility vary by applicant and scenario.
Partner with us to give your clients access to fast, flexible vehicle, equipment and business finance solutions — while you focus on what you do best.
Become a Referral PartnerHelp your customers access finance options quickly so you can keep deals moving.
Refer asset finance opportunities outside your core home lending work and provide a more complete service.
Support your business clients with vehicle and equipment finance solutions tailored to their circumstances.
Give your clients access to practical finance solutions that can help support business growth.
Whether you're buying your next vehicle, investing in business equipment or looking to refinance, talk to LT Financials about your options.
Phone
040 176 6801 / 0430 436 260
Address
Suite 10, 1 Main Street, Box Hill VIC 3128